Johnson Home of Eastern North Carolina

  Hoping to get the pre-approval paper work flowing next week with one bank. Might try two just to see what's up. With me not working and us on only one steady income, I don't have such good feelings about dem dolla signs the bank will allow us to have. We shall see.    I have family who works "high up" at this bank but doesn't deal directly with family (smart move, bro) so we've been directed to another loan officer. Said family member did let me in on what we need for a preapproval. And holyyyyy smokes, it's a lot of mess.  We need but are not limited to: - driver's license - SSN card - 3 years worth of income tax info - retirement/401k info - current bank account info (ALL accounts) - life insurance info - out-of-pocket health insurance info - 529 monthly contribution info - 3 of the most current pay stubs Good LAWD! It's taken me a few weeks to gather all that information. Whenever I think about searching for it, I get tired and ...

  The deed has been recorded. Playing with lawyers who know your family (because one landowner is your county's tax collector?!) and just consider this a whole "family deal" kinda makes for an easy, but I-don't-feel-taken-seriously affect. The deed was supposedly recorded two Fridays ago but I still can't pull it up on the online Register of Deeds. Maybe another Friday or two and I'll be able to see it. Our survey platt is there, though. That's a good sign, I guess? I loved how our lawyers were pretty much available to take my phone calls all the time but I didn't love how their receptionist/paralegal/legal assistants had no idea how to answer any of my questions. Like none of them. But instead of trying to help me find the correct answer, would just blow me off. Lots of deep breaths and persistence later, I found my answers. SHEWW!   The Land Use Program had some deferred taxes on our acre that we agreed with the landowners that Brad & I would pa...